Call reports 2018
INVESTMENT SAVINGS BANK — 2018
What INVESTMENT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,357,000 | 106,473,000 | 103,846,000 | 102,366,000 |
| Total loans | 50,639,000 | 51,409,000 | 50,677,000 | 49,519,000 |
| Allowance for loan losses | 307,000 | 298,000 | 301,000 | 307,000 |
| Securities available for sale | 44,405,000 | 43,964,000 | 42,119,000 | 41,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,644,000 | 77,930,000 | 75,146,000 | 76,339,000 |
| Interest-bearing deposits | 71,217,000 | 71,136,000 | 68,391,000 | 68,436,000 |
| Noninterest-bearing deposits | 7,427,000 | 6,794,000 | 6,755,000 | 7,903,000 |
| Equity capital | 20,470,000 | 20,533,000 | 20,502,000 | 20,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,685,000 | 2,530,000 | 3,394,000 |
| Interest expense | 124,000 | 270,000 | 434,000 | 606,000 |
| Net interest income | 709,000 | 1,415,000 | 2,096,000 | 2,788,000 |
| Noninterest income | 100,000 | 159,000 | 205,000 | 288,000 |
| Noninterest expense | 634,000 | 1,239,000 | 1,821,000 | 2,431,000 |
| Provision for loan losses | 26,000 | 29,000 | 32,000 | 43,000 |
| Pretax income | 149,000 | 306,000 | 448,000 | 602,000 |
| Income tax | 13,000 | 34,000 | 54,000 | 78,000 |
| Net income | 136,000 | 272,000 | 394,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,087,000 | 21,224,000 | 21,345,000 | 21,475,000 |
| Total capital | 21,394,000 | 21,522,000 | 21,646,000 | 21,782,000 |
| Risk-weighted assets | 56,500,000 | 58,100,000 | 57,520,000 | 55,659,000 |