Call reports 2017
INVESTMENT SAVINGS BANK — 2017
What INVESTMENT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,800,000 | 108,640,000 | 107,979,000 | 105,529,000 |
| Total loans | 52,028,000 | 52,440,000 | 51,707,000 | 50,569,000 |
| Allowance for loan losses | 292,000 | 294,000 | 296,000 | 286,000 |
| Securities available for sale | 46,242,000 | 45,936,000 | 44,936,000 | 43,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,328,000 | 81,205,000 | 79,465,000 | 76,811,000 |
| Interest-bearing deposits | 75,864,000 | 74,398,000 | 72,724,000 | 69,892,000 |
| Noninterest-bearing deposits | 6,464,000 | 6,807,000 | 6,741,000 | 6,919,000 |
| Equity capital | 20,666,000 | 20,996,000 | 21,053,000 | 20,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,652,000 | 2,473,000 | 3,301,000 |
| Interest expense | 106,000 | 221,000 | 335,000 | 459,000 |
| Net interest income | 713,000 | 1,431,000 | 2,138,000 | 2,842,000 |
| Noninterest income | 76,000 | 149,000 | 215,000 | 304,000 |
| Noninterest expense | 648,000 | 1,299,000 | 1,941,000 | 2,577,000 |
| Provision for loan losses | 5,000 | 10,000 | 14,000 | 22,000 |
| Pretax income | 136,000 | 281,000 | 419,000 | 567,000 |
| Income tax | 18,000 | 43,000 | 62,000 | 324,000 |
| Net income | 118,000 | 238,000 | 357,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,784,000 | 20,858,000 | 21,053,000 | 20,952,000 |
| Total capital | 21,076,000 | 21,152,000 | 21,349,000 | 21,238,000 |
| Risk-weighted assets | 51,290,000 | 53,967,000 | 55,490,000 | 53,770,000 |