Call report 2004Q4
INTERCHANGE BANK — 2004Q4
The 22 measures INTERCHANGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,464,745,000 | USD | evidence → |
| Total loans | 934,181,000 | USD | evidence → |
| Allowance for loan losses | 9,797,000 | USD | evidence → |
| Securities available for sale | 369,941,000 | USD | evidence → |
| Securities held to maturity | 14,530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,247,769,000 | USD | evidence → |
| Interest-bearing deposits | 1,011,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 236,667,000 | USD | evidence → |
| Equity capital | 149,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 66,112,000 | USD | evidence → |
| Interest expense | 13,654,000 | USD | evidence → |
| Net interest income | 52,458,000 | USD | evidence → |
| Noninterest income | 10,015,000 | USD | evidence → |
| Noninterest expense | 35,706,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 26,707,000 | USD | evidence → |
| Income tax | 8,481,000 | USD | evidence → |
| Net income | 18,226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,605,000 | USD | evidence → |
| Total capital | 101,442,000 | USD | evidence → |
| Risk-weighted assets | 987,592,000 | USD | evidence → |