Call reports 2005
PEOPLES COMMUNITY BANK — 2005
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 160,002,000 |
| Total loans | 120,791,000 |
| Allowance for loan losses | 1,874,000 |
| Securities available for sale | 22,837,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 144,256,000 |
| Interest-bearing deposits | 131,959,000 |
| Noninterest-bearing deposits | 12,297,000 |
| Equity capital | 14,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 2,408,000 |
| Interest expense | 776,000 |
| Net interest income | 1,632,000 |
| Noninterest income | 191,000 |
| Noninterest expense | 877,000 |
| Provision for loan losses | 80,000 |
| Pretax income | 870,000 |
| Income tax | 303,000 |
| Net income | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 14,288,000 |
| Total capital | 15,831,000 |
| Risk-weighted assets | 123,103,000 |