Call reports 2002
PEOPLES COMMUNITY BANK — 2002
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 149,638,000 | 162,623,000 | 164,935,000 | 164,985,000 |
| Total loans | 126,998,000 | 131,062,000 | 131,800,000 | 121,913,000 |
| Allowance for loan losses | 2,747,000 | 2,844,000 | 2,923,000 | 2,544,000 |
| Securities available for sale | 14,160,000 | 21,585,000 | 22,771,000 | 24,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,125,000 | 140,548,000 | 142,522,000 | 151,641,000 |
| Interest-bearing deposits | 119,092,000 | 127,547,000 | 131,096,000 | 139,979,000 |
| Noninterest-bearing deposits | 13,033,000 | 13,001,000 | 11,426,000 | 11,662,000 |
| Equity capital | 13,396,000 | 14,032,000 | 14,343,000 | 12,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,776,000 | 5,569,000 | 8,352,000 | 10,959,000 |
| Interest expense | 1,163,000 | 2,313,000 | 3,503,000 | 4,668,000 |
| Net interest income | 1,613,000 | 3,256,000 | 4,849,000 | 6,291,000 |
| Noninterest income | 212,000 | 490,000 | 767,000 | 1,069,000 |
| Noninterest expense | 892,000 | 1,697,000 | 2,523,000 | 3,386,000 |
| Provision for loan losses | 794,000 | 1,219,000 | 1,450,000 | 3,703,000 |
| Pretax income | 139,000 | 833,000 | 1,660,000 | 288,000 |
| Income tax | -7,000 | 245,000 | 541,000 | 0 |
| Net income | 146,000 | 588,000 | 1,119,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,751,000 | 13,782,000 | 11,951,000 |
| Total capital | 14,888,000 | 15,420,000 | 15,454,000 | 13,528,000 |
| Risk-weighted assets | 125,141,000 | 132,309,000 | 132,516,000 | 125,154,000 |