Call reports 2001
PEOPLES COMMUNITY BANK — 2001
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,996,000 | 155,046,000 | 151,701,000 | 149,342,000 |
| Total loans | 127,524,000 | 126,535,000 | 126,469,000 | 124,816,000 |
| Allowance for loan losses | 1,757,000 | 1,611,000 | 1,837,000 | 2,262,000 |
| Securities available for sale | 15,063,000 | 17,323,000 | 14,784,000 | 13,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,480,000 | 140,145,000 | 136,356,000 | 133,924,000 |
| Interest-bearing deposits | 131,187,000 | 129,023,000 | 125,399,000 | 121,377,000 |
| Noninterest-bearing deposits | 12,293,000 | 11,122,000 | 10,957,000 | 12,547,000 |
| Equity capital | 13,155,000 | 13,559,000 | 14,123,000 | 14,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,554,000 | 6,997,000 | 10,267,000 | 13,257,000 |
| Interest expense | 1,928,000 | 3,783,000 | 5,461,000 | 6,873,000 |
| Net interest income | 1,626,000 | 3,214,000 | 4,806,000 | 6,384,000 |
| Noninterest income | 281,000 | 581,000 | 867,000 | 1,199,000 |
| Noninterest expense | 878,000 | 1,907,000 | 2,793,000 | 3,601,000 |
| Provision for loan losses | 275,000 | 500,000 | 853,000 | 1,525,000 |
| Pretax income | 754,000 | 1,397,000 | 2,072,000 | 2,560,000 |
| Income tax | 227,000 | 444,000 | 616,000 | 777,000 |
| Net income | 527,000 | 953,000 | 1,456,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,907,000 | 13,333,000 | 13,837,000 | 14,163,000 |
| Total capital | 14,498,000 | 14,912,000 | 15,411,000 | 15,718,000 |
| Risk-weighted assets | 127,104,000 | 126,318,000 | 125,696,000 | 123,687,000 |