Call reports 2002
COMMUNITY BANKS OF THE ROCKIES — 2002
What COMMUNITY BANKS OF THE ROCKIES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 164,480,000 | 163,178,000 | 182,745,000 | 185,306,000 |
| Total loans | 107,364,000 | 134,996,000 | 153,814,000 | 155,446,000 |
| Allowance for loan losses | 1,125,000 | 1,217,000 | 985,000 | 939,000 |
| Securities available for sale | 11,735,000 | 6,651,000 | 4,598,000 | 4,226,000 |
| Securities held to maturity | 495,000 | 485,000 | 470,000 | 389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,500,000 | 126,860,000 | 128,198,000 | 134,543,000 |
| Interest-bearing deposits | 103,345,000 | 105,951,000 | 106,031,000 | 111,602,000 |
| Noninterest-bearing deposits | 22,155,000 | 20,909,000 | 22,167,000 | 22,941,000 |
| Equity capital | 18,217,000 | 18,871,000 | 19,709,000 | 20,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,319,000 | 8,173,000 | 11,270,000 |
| Interest expense | 834,000 | 1,639,000 | 2,410,000 | 3,243,000 |
| Net interest income | 1,756,000 | 3,680,000 | 5,763,000 | 8,027,000 |
| Noninterest income | 357,000 | 727,000 | 1,090,000 | 1,477,000 |
| Noninterest expense | 1,376,000 | 2,719,000 | 4,107,000 | 5,635,000 |
| Provision for loan losses | 30,000 | 25,000 | -200,000 | -200,000 |
| Pretax income | 707,000 | 1,663,000 | 2,946,000 | 4,069,000 |
| Income tax | 245,000 | 580,000 | 1,042,000 | 1,453,000 |
| Net income | 462,000 | 1,083,000 | 1,904,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,679,000 | 13,306,000 | 14,133,000 | 14,450,000 |
| Total capital | 13,804,000 | 14,523,000 | 15,118,000 | 15,389,000 |
| Risk-weighted assets | 111,013,000 | 126,717,000 | 144,804,000 | 146,920,000 |