Call reports 2001
COMMUNITY BANKS OF THE ROCKIES — 2001
What COMMUNITY BANKS OF THE ROCKIES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,090,000 | 74,001,000 | 158,457,000 | 157,016,000 |
| Total loans | 54,182,000 | 63,898,000 | 128,934,000 | 125,284,000 |
| Allowance for loan losses | 448,000 | 481,000 | 1,126,000 | 1,122,000 |
| Securities available for sale | 680,000 | 664,000 | 2,496,000 | 2,089,000 |
| Securities held to maturity | 0 | 0 | 633,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,660,000 | 54,301,000 | 129,764,000 | 118,486,000 |
| Interest-bearing deposits | 41,886,000 | 45,702,000 | 107,142,000 | 96,777,000 |
| Noninterest-bearing deposits | 8,774,000 | 8,599,000 | 22,622,000 | 21,709,000 |
| Equity capital | 10,630,000 | 7,902,000 | 18,597,000 | 17,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,848,000 | 9,304,000 | 11,936,000 |
| Interest expense | 526,000 | 1,069,000 | 3,558,000 | 4,459,000 |
| Net interest income | 880,000 | 1,779,000 | 5,746,000 | 7,477,000 |
| Noninterest income | 256,000 | 512,000 | 1,174,000 | 1,497,000 |
| Noninterest expense | 662,000 | 1,341,000 | 4,264,000 | 5,751,000 |
| Provision for loan losses | 30,000 | 60,000 | 178,000 | 238,000 |
| Pretax income | 444,000 | 890,000 | 2,477,000 | 2,984,000 |
| Income tax | 172,000 | 345,000 | 959,000 | 952,000 |
| Net income | 272,000 | 545,000 | 1,518,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,516,000 | 5,813,000 | 12,963,000 | 12,211,000 |
| Total capital | 8,964,000 | 6,294,000 | 14,089,000 | 13,333,000 |
| Risk-weighted assets | 57,036,000 | 62,240,000 | 127,512,000 | 128,008,000 |