Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 508,549,000 | 488,147,000 | 503,746,000 | 466,778,000 |
| Total loans | 405,376,000 | 405,582,000 | 385,375,000 | 386,711,000 |
| Allowance for loan losses | 4,069,000 | 4,132,000 | 3,971,000 | 3,867,000 |
| Securities available for sale | 61,584,000 | 54,435,000 | 50,099,000 | 50,514,000 |
| Securities held to maturity | 1,494,000 | 946,000 | 941,000 | 938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,185,000 | 426,153,000 | 446,606,000 | 406,148,000 |
| Interest-bearing deposits | 405,846,000 | 375,933,000 | 380,144,000 | 380,573,000 |
| Noninterest-bearing deposits | 49,339,000 | 50,220,000 | 66,462,000 | 25,575,000 |
| Equity capital | 35,935,000 | 37,317,000 | 36,779,000 | 36,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,955,000 | 16,074,000 | 24,455,000 | 33,195,000 |
| Interest expense | 3,123,000 | 6,442,000 | 9,930,000 | 13,573,000 |
| Net interest income | 4,832,000 | 9,632,000 | 14,525,000 | 19,622,000 |
| Noninterest income | 621,000 | 1,293,000 | 2,230,000 | 3,016,000 |
| Noninterest expense | 3,505,000 | 7,009,000 | 10,341,000 | 13,672,000 |
| Provision for loan losses | 176,000 | 353,000 | 385,000 | -1,009,000 |
| Pretax income | 1,763,000 | 3,554,000 | 6,028,000 | 9,965,000 |
| Income tax | 22,000 | 45,000 | 78,000 | 132,000 |
| Net income | 1,741,000 | 3,509,000 | 5,950,000 | 9,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,188,000 | 37,458,000 | 36,524,000 | 35,928,000 |
| Total capital | 49,307,000 | 50,640,000 | 49,545,000 | 48,845,000 |
| Risk-weighted assets | 439,528,000 | 441,314,000 | 428,907,000 | 424,238,000 |