Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 350,673,000 | 382,536,000 | 392,738,000 | 396,601,000 |
| Total loans | 257,066,000 | 288,938,000 | 290,821,000 | 303,940,000 |
| Allowance for loan losses | 2,827,000 | 3,074,000 | 3,248,000 | 3,664,000 |
| Securities available for sale | 63,887,000 | 61,369,000 | 78,821,000 | 69,491,000 |
| Securities held to maturity | 2,053,000 | 2,227,000 | 2,367,000 | 1,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,735,000 | 347,216,000 | 355,329,000 | 357,946,000 |
| Interest-bearing deposits | 279,367,000 | 295,911,000 | 311,545,000 | 319,095,000 |
| Noninterest-bearing deposits | 37,368,000 | 51,305,000 | 43,784,000 | 38,851,000 |
| Equity capital | 23,660,000 | 25,356,000 | 26,973,000 | 28,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,962,000 | 12,066,000 | 18,541,000 | 24,931,000 |
| Interest expense | 2,117,000 | 4,301,000 | 6,658,000 | 8,904,000 |
| Net interest income | 3,845,000 | 7,765,000 | 11,883,000 | 16,027,000 |
| Noninterest income | 624,000 | 1,253,000 | 1,723,000 | 2,320,000 |
| Noninterest expense | 2,420,000 | 4,835,000 | 7,350,000 | 10,073,000 |
| Provision for loan losses | 0 | 254,000 | 521,000 | 792,000 |
| Pretax income | 2,049,000 | 3,940,000 | 5,916,000 | 7,695,000 |
| Income tax | 690,000 | 1,325,000 | 1,991,000 | 2,591,000 |
| Net income | 1,359,000 | 2,615,000 | 3,925,000 | 5,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,592,000 | 24,848,000 | 26,158,000 | 27,337,000 |
| Total capital | 30,979,000 | 33,482,000 | 34,966,000 | 36,562,000 |
| Risk-weighted assets | 281,018,000 | 315,788,000 | 311,270,000 | 329,327,000 |