Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 303,663,000 | 316,485,000 | 321,993,000 | 332,572,000 |
| Total loans | 227,567,000 | 229,006,000 | 238,095,000 | 243,778,000 |
| Allowance for loan losses | 2,297,000 | 2,630,000 | 2,874,000 | 2,891,000 |
| Securities available for sale | 42,236,000 | 58,881,000 | 59,320,000 | 60,418,000 |
| Securities held to maturity | 2,074,000 | 2,051,000 | 2,003,000 | 2,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,322,000 | 286,364,000 | 285,034,000 | 300,727,000 |
| Interest-bearing deposits | 235,301,000 | 237,314,000 | 241,156,000 | 260,205,000 |
| Noninterest-bearing deposits | 40,021,000 | 49,050,000 | 43,878,000 | 40,522,000 |
| Equity capital | 19,098,000 | 19,830,000 | 21,485,000 | 22,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,834,000 | 11,938,000 | 18,048,000 | 24,229,000 |
| Interest expense | 2,801,000 | 5,575,000 | 8,221,000 | 10,471,000 |
| Net interest income | 3,033,000 | 6,363,000 | 9,827,000 | 13,758,000 |
| Noninterest income | 424,000 | 929,000 | 1,424,000 | 2,140,000 |
| Noninterest expense | 2,115,000 | 4,383,000 | 6,611,000 | 9,049,000 |
| Provision for loan losses | 280,000 | 550,000 | 805,000 | 1,045,000 |
| Pretax income | 1,064,000 | 2,350,000 | 3,844,000 | 6,184,000 |
| Income tax | 355,000 | 789,000 | 1,292,000 | 2,083,000 |
| Net income | 709,000 | 1,561,000 | 2,552,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,841,000 | 19,670,000 | 20,684,000 | 22,233,000 |
| Total capital | 25,698,000 | 26,860,000 | 28,118,000 | 29,684,000 |
| Risk-weighted assets | 241,499,000 | 247,213,000 | 255,253,000 | 265,276,000 |