Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,139,421,000 | 3,124,291,000 | 3,134,223,000 | 3,183,928,000 |
| Total loans | 2,146,640,000 | 2,153,731,000 | 2,152,103,000 | 2,165,570,000 |
| Allowance for loan losses | 34,563,000 | 31,857,000 | 29,877,000 | 27,858,000 |
| Securities available for sale | 87,643,000 | 79,843,000 | 72,559,000 | 66,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,685,392,000 | 2,680,250,000 | 2,685,340,000 | 2,737,120,000 |
| Interest-bearing deposits | 1,848,524,000 | 1,846,557,000 | 1,853,699,000 | 1,886,608,000 |
| Noninterest-bearing deposits | 836,868,000 | 833,693,000 | 831,641,000 | 850,512,000 |
| Equity capital | 409,103,000 | 408,420,000 | 406,483,000 | 405,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 27,297,000 | 53,981,000 | 79,907,000 | 105,872,000 |
| Interest expense | 868,000 | 1,593,000 | 2,235,000 | 2,836,000 |
| Net interest income | 26,429,000 | 52,388,000 | 77,672,000 | 103,036,000 |
| Noninterest income | 7,800,000 | 17,368,000 | 26,834,000 | 36,580,000 |
| Noninterest expense | 19,295,000 | 39,134,000 | 58,366,000 | 80,482,000 |
| Provision for loan losses | -4,001,000 | -6,231,000 | -7,625,000 | -8,471,000 |
| Pretax income | 18,935,000 | 36,853,000 | 53,765,000 | 67,605,000 |
| Income tax | 4,390,000 | 8,581,000 | 12,544,000 | 15,710,000 |
| Net income | 14,545,000 | 28,272,000 | 41,221,000 | 51,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,481,000 | 275,409,000 | 273,784,000 | 271,806,000 |
| Total capital | 300,750,000 | 300,733,000 | 299,113,000 | 297,270,000 |
| Risk-weighted assets | 2,011,749,000 | 2,018,850,000 | 2,021,070,000 | 2,034,010,000 |