Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,738,267,000 | 2,948,399,000 | 2,947,317,000 | 3,010,560,000 |
| Total loans | 2,096,725,000 | 2,136,817,000 | 2,194,995,000 | 2,186,632,000 |
| Allowance for loan losses | 21,137,000 | 23,758,000 | 27,277,000 | 26,182,000 |
| Securities available for sale | 107,753,000 | 98,367,000 | 90,972,000 | 83,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,296,749,000 | 2,506,717,000 | 2,501,700,000 | 2,556,336,000 |
| Interest-bearing deposits | 1,668,122,000 | 1,744,947,000 | 1,741,962,000 | 1,773,452,000 |
| Noninterest-bearing deposits | 628,627,000 | 761,770,000 | 759,738,000 | 782,884,000 |
| Equity capital | 398,803,000 | 402,463,000 | 405,956,000 | 412,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,633,000 | 57,591,000 | 85,738,000 | 114,633,000 |
| Interest expense | 1,827,000 | 3,273,000 | 4,434,000 | 5,463,000 |
| Net interest income | 27,806,000 | 54,318,000 | 81,304,000 | 109,170,000 |
| Noninterest income | 7,482,000 | 14,847,000 | 23,096,000 | 31,315,000 |
| Noninterest expense | 21,741,000 | 40,886,000 | 60,457,000 | 80,648,000 |
| Provision for loan losses | 3,500,000 | 7,331,000 | 12,034,000 | 12,668,000 |
| Pretax income | 10,432,000 | 21,333,000 | 32,294,000 | 47,554,000 |
| Income tax | 2,290,000 | 4,662,000 | 7,089,000 | 10,560,000 |
| Net income | 8,142,000 | 16,671,000 | 25,205,000 | 36,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 262,219,000 | 266,207,000 | 270,202,000 | 277,449,000 |
| Total capital | 283,422,000 | 290,031,000 | 295,791,000 | 303,018,000 |
| Risk-weighted assets | 2,030,346,000 | 2,012,436,000 | 2,045,393,000 | 2,044,817,000 |