Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,239,471,000 | 2,209,053,000 | 2,202,130,000 | 2,796,982,000 |
| Total loans | 1,737,195,000 | 1,720,744,000 | 1,693,932,000 | 2,114,539,000 |
| Allowance for loan losses | 18,243,000 | 18,540,000 | 18,493,000 | 18,425,000 |
| Securities available for sale | 132,597,000 | 119,076,000 | 115,537,000 | 169,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,892,204,000 | 1,860,909,000 | 1,854,342,000 | 2,353,910,000 |
| Interest-bearing deposits | 1,399,138,000 | 1,367,465,000 | 1,364,374,000 | 1,490,938,000 |
| Noninterest-bearing deposits | 493,066,000 | 493,444,000 | 489,968,000 | 862,972,000 |
| Equity capital | 312,729,000 | 314,292,000 | 313,324,000 | 399,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 23,711,000 | 48,195,000 | 71,902,000 | 95,389,000 |
| Interest expense | 1,425,000 | 2,819,000 | 4,202,000 | 5,515,000 |
| Net interest income | 22,286,000 | 45,376,000 | 67,700,000 | 89,874,000 |
| Noninterest income | 8,117,000 | 17,012,000 | 25,006,000 | 34,051,000 |
| Noninterest expense | 16,699,000 | 33,293,000 | 50,777,000 | 69,538,000 |
| Provision for loan losses | 1,220,000 | 2,805,000 | 3,480,000 | 3,571,000 |
| Pretax income | 12,484,000 | 26,247,000 | 38,406,000 | 50,773,000 |
| Income tax | 2,688,000 | 5,740,000 | 8,444,000 | 11,270,000 |
| Net income | 9,796,000 | 20,507,000 | 29,962,000 | 39,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,939,000 | 217,397,000 | 216,605,000 | 262,716,000 |
| Total capital | 234,248,000 | 236,003,000 | 235,164,000 | 281,207,000 |
| Risk-weighted assets | 1,684,501,000 | 1,653,594,000 | 1,638,130,000 | 2,041,326,000 |