Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,447,052,000 | 2,471,203,000 | 2,425,203,000 | 2,377,540,000 |
| Total loans | 1,762,157,000 | 1,801,720,000 | 1,836,125,000 | 1,852,719,000 |
| Allowance for loan losses | 20,467,000 | 21,099,000 | 19,633,000 | 17,948,000 |
| Securities available for sale | 330,839,000 | 314,529,000 | 212,260,000 | 165,561,000 |
| Securities held to maturity | 72,485,000 | 72,239,000 | 72,182,000 | 47,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,879,773,000 | 1,830,095,000 | 1,866,996,000 | 1,864,899,000 |
| Interest-bearing deposits | 1,421,329,000 | 1,373,411,000 | 1,388,389,000 | 1,413,633,000 |
| Noninterest-bearing deposits | 458,444,000 | 456,684,000 | 478,607,000 | 451,266,000 |
| Equity capital | 325,633,000 | 321,013,000 | 324,235,000 | 321,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,633,000 | 47,865,000 | 71,591,000 | 95,113,000 |
| Interest expense | 2,294,000 | 4,593,000 | 6,944,000 | 9,247,000 |
| Net interest income | 21,339,000 | 43,272,000 | 64,647,000 | 85,866,000 |
| Noninterest income | 5,243,000 | 10,508,000 | 19,154,000 | 24,297,000 |
| Noninterest expense | 16,453,000 | 33,294,000 | 50,014,000 | 66,123,000 |
| Provision for loan losses | 1,196,000 | 1,908,000 | 754,000 | 1,254,000 |
| Pretax income | 8,973,000 | 18,577,000 | 30,104,000 | 40,065,000 |
| Income tax | 2,915,000 | 6,067,000 | 10,063,000 | 13,673,000 |
| Net income | 6,058,000 | 12,510,000 | 20,041,000 | 26,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,149,000 | 215,848,000 | 215,351,000 | 223,944,000 |
| Total capital | 243,942,000 | 237,273,000 | 235,310,000 | 242,218,000 |
| Risk-weighted assets | 1,675,091,000 | 1,709,286,000 | 1,724,740,000 | 1,732,349,000 |