Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,562,842,000 | 2,468,084,000 | 2,453,941,000 | 2,440,265,000 |
| Total loans | 1,672,142,000 | 1,667,719,000 | 1,691,483,000 | 1,706,265,000 |
| Allowance for loan losses | 20,252,000 | 20,258,000 | 20,127,000 | 20,233,000 |
| Securities available for sale | 338,103,000 | 362,609,000 | 368,018,000 | 352,713,000 |
| Securities held to maturity | 72,897,000 | 72,652,000 | 72,596,000 | 72,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,007,662,000 | 1,933,620,000 | 1,919,820,000 | 1,883,427,000 |
| Interest-bearing deposits | 1,564,472,000 | 1,502,490,000 | 1,467,590,000 | 1,428,457,000 |
| Noninterest-bearing deposits | 443,190,000 | 431,130,000 | 452,230,000 | 454,970,000 |
| Equity capital | 325,184,000 | 324,120,000 | 320,669,000 | 325,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,165,000 | 48,252,000 | 72,682,000 | 96,446,000 |
| Interest expense | 3,129,000 | 5,900,000 | 8,445,000 | 10,812,000 |
| Net interest income | 21,036,000 | 42,352,000 | 64,237,000 | 85,634,000 |
| Noninterest income | 4,764,000 | 10,674,000 | 14,849,000 | 20,302,000 |
| Noninterest expense | 16,006,000 | 34,123,000 | 50,407,000 | 67,209,000 |
| Provision for loan losses | 1,146,000 | 1,422,000 | 1,728,000 | 2,162,000 |
| Pretax income | 8,648,000 | 17,732,000 | 27,202,000 | 36,825,000 |
| Income tax | 2,780,000 | 5,423,000 | 8,557,000 | 11,742,000 |
| Net income | 5,868,000 | 12,309,000 | 18,645,000 | 25,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,600,000 | 227,432,000 | 221,870,000 | 228,669,000 |
| Total capital | 246,951,000 | 247,875,000 | 242,323,000 | 249,228,000 |
| Risk-weighted assets | 1,619,082,000 | 1,626,437,000 | 1,671,797,000 | 1,681,828,000 |