Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,587,919,000 | 2,552,221,000 | 2,526,830,000 | 2,584,917,000 |
| Total loans | 1,733,630,000 | 1,759,865,000 | 1,763,880,000 | 1,691,188,000 |
| Allowance for loan losses | 23,798,000 | 23,911,000 | 21,159,000 | 20,227,000 |
| Securities available for sale | 475,669,000 | 389,761,000 | 342,959,000 | 317,945,000 |
| Securities held to maturity | 8,161,000 | 19,398,000 | 31,030,000 | 57,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,983,251,000 | 1,931,538,000 | 1,956,174,000 | 2,024,219,000 |
| Interest-bearing deposits | 1,628,252,000 | 1,571,934,000 | 1,541,455,000 | 1,589,734,000 |
| Noninterest-bearing deposits | 354,999,000 | 359,604,000 | 414,719,000 | 434,485,000 |
| Equity capital | 306,824,000 | 314,080,000 | 317,445,000 | 323,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 26,062,000 | 52,297,000 | 78,127,000 | 106,436,000 |
| Interest expense | 3,928,000 | 7,820,000 | 11,421,000 | 14,753,000 |
| Net interest income | 22,134,000 | 44,477,000 | 66,706,000 | 91,683,000 |
| Noninterest income | 4,736,000 | 10,802,000 | 15,974,000 | 29,805,000 |
| Noninterest expense | 17,095,000 | 33,389,000 | 52,893,000 | 81,354,000 |
| Provision for loan losses | 1,590,000 | 2,731,000 | 182,000 | -276,000 |
| Pretax income | 8,006,000 | 18,705,000 | 29,291,000 | 38,445,000 |
| Income tax | 2,451,000 | 5,860,000 | 9,445,000 | 12,577,000 |
| Net income | 5,555,000 | 12,845,000 | 19,846,000 | 25,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,272,000 | 221,982,000 | 225,214,000 | 231,286,000 |
| Total capital | 239,238,000 | 243,026,000 | 246,043,000 | 251,256,000 |
| Risk-weighted assets | 1,663,247,000 | 1,670,053,000 | 1,665,642,000 | 1,597,014,000 |