Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,697,191,000 | 2,623,257,000 | 2,625,432,000 | 2,575,113,000 |
| Total loans | 1,692,253,000 | 1,696,245,000 | 1,697,627,000 | 1,711,668,000 |
| Allowance for loan losses | 24,850,000 | 23,122,000 | 24,665,000 | 24,077,000 |
| Securities available for sale | 528,324,000 | 536,685,000 | 532,171,000 | 506,485,000 |
| Securities held to maturity | 817,000 | 627,000 | 567,000 | 568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,055,244,000 | 1,996,435,000 | 2,005,456,000 | 1,958,550,000 |
| Interest-bearing deposits | 1,698,274,000 | 1,645,419,000 | 1,649,311,000 | 1,617,761,000 |
| Noninterest-bearing deposits | 356,970,000 | 351,016,000 | 356,145,000 | 340,789,000 |
| Equity capital | 337,002,000 | 329,474,000 | 330,330,000 | 300,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 28,171,000 | 55,627,000 | 82,322,000 | 109,735,000 |
| Interest expense | 4,504,000 | 8,920,000 | 13,154,000 | 17,267,000 |
| Net interest income | 23,667,000 | 46,707,000 | 69,168,000 | 92,468,000 |
| Noninterest income | 5,633,000 | 10,823,000 | 16,919,000 | 21,940,000 |
| Noninterest expense | 17,717,000 | 34,916,000 | 53,511,000 | 71,785,000 |
| Provision for loan losses | 1,142,000 | 4,347,000 | 6,680,000 | 8,659,000 |
| Pretax income | 10,590,000 | 18,563,000 | 26,192,000 | 34,005,000 |
| Income tax | 3,419,000 | 5,957,000 | 8,368,000 | 10,825,000 |
| Net income | 7,171,000 | 12,606,000 | 17,824,000 | 23,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,196,000 | 242,085,000 | 243,747,000 | 216,314,000 |
| Total capital | 260,530,000 | 262,120,000 | 264,018,000 | 236,699,000 |
| Risk-weighted assets | 1,621,849,000 | 1,599,425,000 | 1,616,993,000 | 1,626,759,000 |