Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,169,529,000 | 2,174,947,000 | 2,271,919,000 | 2,247,396,000 |
| Total loans | 1,280,412,000 | 1,272,422,000 | 1,403,300,000 | 1,408,207,000 |
| Allowance for loan losses | 18,420,000 | 18,542,000 | 19,710,000 | 24,277,000 |
| Securities available for sale | 537,644,000 | 509,747,000 | 563,491,000 | 473,076,000 |
| Securities held to maturity | 8,471,000 | 7,725,000 | 7,452,000 | 7,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,584,321,000 | 1,602,664,000 | 1,675,948,000 | 1,659,761,000 |
| Interest-bearing deposits | 1,375,411,000 | 1,399,525,000 | 1,477,354,000 | 1,450,577,000 |
| Noninterest-bearing deposits | 208,910,000 | 203,139,000 | 198,594,000 | 209,184,000 |
| Equity capital | 200,158,000 | 213,870,000 | 237,826,000 | 223,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,771,000 | 52,871,000 | 79,950,000 | 107,815,000 |
| Interest expense | 10,280,000 | 20,036,000 | 29,579,000 | 38,282,000 |
| Net interest income | 16,491,000 | 32,835,000 | 50,371,000 | 69,533,000 |
| Noninterest income | 6,099,000 | 12,391,000 | 23,451,000 | 29,793,000 |
| Noninterest expense | 13,999,000 | 32,875,000 | 80,115,000 | 62,860,000 |
| Provision for loan losses | 2,147,000 | 4,700,000 | 8,519,000 | 15,801,000 |
| Pretax income | 6,886,000 | 9,695,000 | -12,067,000 | -68,799,000 |
| Income tax | 1,909,000 | 2,337,000 | -8,649,000 | -30,568,000 |
| Net income | 4,977,000 | 7,358,000 | -3,418,000 | -38,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,399,000 | 194,524,000 | 192,775,000 | 157,151,000 |
| Total capital | 203,189,000 | 213,437,000 | 212,855,000 | 175,931,000 |
| Risk-weighted assets | 1,765,761,000 | 1,966,917,000 | 1,852,659,000 | 1,496,575,000 |