Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,045,941,000 | 2,034,670,000 | 1,946,454,000 | 2,102,317,000 |
| Total loans | 1,182,020,000 | 1,183,128,000 | 1,170,008,000 | 1,301,608,000 |
| Allowance for loan losses | 12,862,000 | 13,433,000 | 14,510,000 | 17,782,000 |
| Securities available for sale | 592,140,000 | 592,116,000 | 494,242,000 | 506,265,000 |
| Securities held to maturity | 12,075,000 | 10,512,000 | 9,044,000 | 8,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,359,182,000 | 1,339,721,000 | 1,350,775,000 | 1,505,106,000 |
| Interest-bearing deposits | 1,134,548,000 | 1,114,354,000 | 1,134,805,000 | 1,303,816,000 |
| Noninterest-bearing deposits | 224,634,000 | 225,367,000 | 215,970,000 | 201,290,000 |
| Equity capital | 203,100,000 | 192,658,000 | 154,496,000 | 202,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 29,523,000 | 56,928,000 | 83,466,000 | 110,518,000 |
| Interest expense | 12,889,000 | 23,453,000 | 33,432,000 | 43,813,000 |
| Net interest income | 16,634,000 | 33,475,000 | 50,034,000 | 66,705,000 |
| Noninterest income | 6,178,000 | 12,591,000 | 19,049,000 | 25,518,000 |
| Noninterest expense | 15,791,000 | 29,838,000 | 43,473,000 | 87,628,000 |
| Provision for loan losses | 323,000 | 1,260,000 | 4,721,000 | 9,226,000 |
| Pretax income | 8,514,000 | 17,015,000 | 20,401,000 | -4,956,000 |
| Income tax | 2,432,000 | 4,801,000 | 5,763,000 | -4,478,000 |
| Net income | 6,082,000 | 12,214,000 | 14,638,000 | -561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,919,000 | 160,038,000 | 149,564,000 | 173,628,000 |
| Total capital | 169,987,000 | 173,727,000 | 164,445,000 | 191,781,000 |
| Risk-weighted assets | 1,422,127,000 | 1,407,590,000 | 1,403,059,000 | 1,635,176,000 |