Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,106,594,000 | 2,158,645,000 | 2,154,671,000 | 2,130,805,000 |
| Total loans | 1,259,915,000 | 1,244,894,000 | 1,241,502,000 | 1,226,713,000 |
| Allowance for loan losses | 14,511,000 | 13,934,000 | 13,190,000 | 12,833,000 |
| Securities available for sale | 605,802,000 | 651,001,000 | 663,612,000 | 657,243,000 |
| Securities held to maturity | 19,266,000 | 13,177,000 | 12,548,000 | 12,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,419,584,000 | 1,421,960,000 | 1,402,874,000 | 1,393,401,000 |
| Interest-bearing deposits | 1,176,830,000 | 1,180,316,000 | 1,178,543,000 | 1,169,088,000 |
| Noninterest-bearing deposits | 242,754,000 | 241,644,000 | 224,331,000 | 224,313,000 |
| Equity capital | 217,912,000 | 217,714,000 | 211,374,000 | 209,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 30,638,000 | 62,586,000 | 95,287,000 | 127,442,000 |
| Interest expense | 13,340,000 | 27,970,000 | 43,216,000 | 57,923,000 |
| Net interest income | 17,298,000 | 34,616,000 | 52,071,000 | 69,519,000 |
| Noninterest income | 5,316,000 | 10,821,000 | 16,785,000 | 23,431,000 |
| Noninterest expense | 12,058,000 | 24,015,000 | 36,725,000 | 51,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 718,000 |
| Pretax income | 10,579,000 | 21,446,000 | 32,162,000 | 41,049,000 |
| Income tax | 3,318,000 | 6,644,000 | 9,938,000 | 11,740,000 |
| Net income | 7,261,000 | 14,802,000 | 22,224,000 | 29,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,337,000 | 160,911,000 | 156,399,000 | 154,826,000 |
| Total capital | 171,021,000 | 175,018,000 | 169,762,000 | 167,865,000 |
| Risk-weighted assets | 1,411,799,000 | 1,461,177,000 | 1,475,257,000 | 1,467,481,000 |