Call reports 2005
FIRST COMMUNITY BANK — 2005
What FIRST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,875,976,000 | 1,923,211,000 | 1,976,013,000 | 1,941,323,000 |
| Total loans | 1,281,698,000 | 1,295,766,000 | 1,320,526,000 | 1,330,963,000 |
| Allowance for loan losses | 16,543,000 | 15,984,000 | 14,486,000 | 14,736,000 |
| Securities available for sale | 352,238,000 | 357,964,000 | 401,634,000 | 395,507,000 |
| Securities held to maturity | 32,009,000 | 29,854,000 | 24,723,000 | 24,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,399,347,000 | 1,395,299,000 | 1,443,362,000 | 1,403,220,000 |
| Interest-bearing deposits | 1,178,548,000 | 1,159,859,000 | 1,205,774,000 | 1,172,678,000 |
| Noninterest-bearing deposits | 220,799,000 | 235,440,000 | 237,588,000 | 230,542,000 |
| Equity capital | 188,057,000 | 193,432,000 | 197,171,000 | 199,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 25,139,000 | 51,888,000 | 80,127,000 | 109,278,000 |
| Interest expense | 7,213,000 | 15,218,000 | 24,519,000 | 34,848,000 |
| Net interest income | 17,926,000 | 36,670,000 | 55,608,000 | 74,430,000 |
| Noninterest income | 3,693,000 | 8,100,000 | 12,586,000 | 21,497,000 |
| Noninterest expense | 12,449,000 | 25,545,000 | 38,556,000 | 55,073,000 |
| Provision for loan losses | 691,000 | 1,763,000 | 2,824,000 | 3,706,000 |
| Pretax income | 8,484,000 | 17,541,000 | 26,979,000 | 37,388,000 |
| Income tax | 2,343,000 | 5,077,000 | 7,733,000 | 10,762,000 |
| Net income | 6,141,000 | 12,464,000 | 19,246,000 | 26,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,331,000 | 130,865,000 | 134,859,000 | 139,508,000 |
| Total capital | 143,874,000 | 147,462,000 | 149,805,000 | 154,709,000 |
| Risk-weighted assets | 1,328,801,000 | 1,359,141,000 | 1,421,140,000 | 1,408,161,000 |