Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,688,015,000 | 1,842,276,000 | 1,817,745,000 | 1,820,924,000 |
| Total loans | 1,046,982,000 | 1,185,946,000 | 1,228,408,000 | 1,237,983,000 |
| Allowance for loan losses | 14,536,000 | 16,160,000 | 16,233,000 | 16,339,000 |
| Securities available for sale | 428,998,000 | 413,207,000 | 374,948,000 | 369,870,000 |
| Securities held to maturity | 37,425,000 | 36,209,000 | 34,719,000 | 34,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,240,381,000 | 1,393,079,000 | 1,360,175,000 | 1,356,612,000 |
| Interest-bearing deposits | 1,042,637,000 | 1,167,521,000 | 1,140,937,000 | 1,134,802,000 |
| Noninterest-bearing deposits | 197,744,000 | 225,558,000 | 219,238,000 | 221,810,000 |
| Equity capital | 182,888,000 | 177,403,000 | 186,175,000 | 187,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 22,389,000 | 46,488,000 | 71,089,000 | 95,946,000 |
| Interest expense | 6,206,000 | 13,021,000 | 19,828,000 | 26,657,000 |
| Net interest income | 16,183,000 | 33,467,000 | 51,261,000 | 69,289,000 |
| Noninterest income | 4,814,000 | 7,372,000 | 11,592,000 | 15,668,000 |
| Noninterest expense | 14,321,000 | 22,461,000 | 35,094,000 | 47,752,000 |
| Provision for loan losses | 532,000 | 1,255,000 | 2,407,000 | 2,671,000 |
| Pretax income | 6,155,000 | 18,552,000 | 26,840,000 | 36,044,000 |
| Income tax | 1,884,000 | 5,145,000 | 6,310,000 | 9,352,000 |
| Net income | 4,271,000 | 10,094,000 | 16,618,000 | 22,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,732,000 | 117,912,000 | 121,723,000 | 124,290,000 |
| Total capital | 150,300,000 | 133,360,000 | 137,367,000 | 139,854,000 |
| Risk-weighted assets | 1,084,196,000 | 1,235,079,000 | 1,250,899,000 | 1,244,329,000 |