Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,522,210,000 | 1,694,111,000 | 1,671,820,000 | 1,666,637,000 |
| Total loans | 946,755,000 | 1,071,991,000 | 1,043,351,000 | 1,042,754,000 |
| Allowance for loan losses | 13,782,000 | 15,707,000 | 15,680,000 | 14,624,000 |
| Securities available for sale | 359,908,000 | 403,345,000 | 381,213,000 | 429,735,000 |
| Securities held to maturity | 40,084,000 | 39,745,000 | 39,433,000 | 38,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,151,772,000 | 1,254,681,000 | 1,230,379,000 | 1,223,399,000 |
| Interest-bearing deposits | 988,650,000 | 1,044,137,000 | 1,035,882,000 | 1,028,735,000 |
| Noninterest-bearing deposits | 163,122,000 | 210,544,000 | 194,497,000 | 194,664,000 |
| Equity capital | 143,295,000 | 163,858,000 | 177,058,000 | 179,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 22,492,000 | 45,256,000 | 69,356,000 | 92,835,000 |
| Interest expense | 7,370,000 | 14,605,000 | 21,684,000 | 28,175,000 |
| Net interest income | 15,122,000 | 30,651,000 | 47,672,000 | 64,660,000 |
| Noninterest income | 8,927,000 | 15,623,000 | 19,079,000 | 23,778,000 |
| Noninterest expense | 13,769,000 | 25,051,000 | 36,882,000 | 50,082,000 |
| Provision for loan losses | 589,000 | 1,897,000 | 2,679,000 | 3,419,000 |
| Pretax income | 9,715,000 | 19,483,000 | 27,374,000 | 35,136,000 |
| Income tax | 2,872,000 | 5,687,000 | 7,713,000 | 10,360,000 |
| Net income | 6,843,000 | 13,796,000 | 19,661,000 | 24,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,470,000 | 113,372,000 | 131,775,000 | 134,694,000 |
| Total capital | 122,515,000 | 127,012,000 | 145,310,000 | 148,275,000 |
| Risk-weighted assets | 961,891,000 | 1,089,018,000 | 1,080,327,000 | 1,084,900,000 |