Call reports 2001
LUMPKIN COUNTY BANK — 2001
What LUMPKIN COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,587,000 | 63,347,000 | 64,164,000 | 66,230,000 |
| Total loans | 52,139,000 | 52,702,000 | 52,744,000 | 51,976,000 |
| Allowance for loan losses | 546,000 | 568,000 | 617,000 | 534,000 |
| Securities available for sale | 1,923,000 | 3,238,000 | 2,988,000 | 2,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,356,000 | 56,167,000 | 56,903,000 | 59,021,000 |
| Interest-bearing deposits | 50,970,000 | 52,316,000 | 53,237,000 | 54,567,000 |
| Noninterest-bearing deposits | 4,386,000 | 3,851,000 | 3,666,000 | 4,454,000 |
| Equity capital | 5,741,000 | 5,674,000 | 5,758,000 | 5,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,807,000 | 4,170,000 | 5,477,000 |
| Interest expense | 759,000 | 1,603,000 | 2,358,000 | 3,044,000 |
| Net interest income | 632,000 | 1,204,000 | 1,812,000 | 2,433,000 |
| Noninterest income | 100,000 | 137,000 | 225,000 | 315,000 |
| Noninterest expense | 522,000 | 1,116,000 | 1,615,000 | 2,163,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 170,000 | 125,000 | 262,000 | 365,000 |
| Income tax | 45,000 | 34,000 | 65,000 | 106,000 |
| Net income | 125,000 | 91,000 | 197,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,718,000 | 5,642,000 | 5,706,000 | 5,725,000 |
| Total capital | 6,264,000 | 6,210,000 | 6,323,000 | 6,259,000 |
| Risk-weighted assets | 52,760,000 | 54,211,000 | 53,927,000 | 51,665,000 |