Call reports 2025
LIBERTY BANK MINNESOTA — 2025
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 278,099,000 | 274,882,000 | 276,240,000 | 284,036,000 |
| Total loans | 140,087,000 | 142,956,000 | 138,431,000 | 136,864,000 |
| Allowance for loan losses | 1,365,000 | 1,367,000 | 1,363,000 | 1,364,000 |
| Securities available for sale | 92,290,000 | 90,575,000 | 89,311,000 | 86,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,127,000 | 249,669,000 | 248,521,000 | 255,227,000 |
| Interest-bearing deposits | 204,519,000 | 200,637,000 | 198,342,000 | 206,049,000 |
| Noninterest-bearing deposits | 49,608,000 | 49,032,000 | 50,179,000 | 49,178,000 |
| Equity capital | 23,107,000 | 24,415,000 | 26,984,000 | 28,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,812,000 | 7,276,000 | 9,771,000 |
| Interest expense | 411,000 | 832,000 | 1,263,000 | 1,711,000 |
| Net interest income | 1,961,000 | 3,980,000 | 6,013,000 | 8,060,000 |
| Noninterest income | 647,000 | 1,461,000 | 2,500,000 | 3,472,000 |
| Noninterest expense | 2,038,000 | 4,144,000 | 6,296,000 | 8,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 570,000 | 1,297,000 | 2,217,000 | 2,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 1,297,000 | 2,217,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,813,000 | 38,226,000 | 38,881,000 | 39,342,000 |
| Total capital | 39,230,000 | 39,645,000 | 40,296,000 | 40,758,000 |
| Risk-weighted assets | 152,594,000 | 153,237,000 | 151,746,000 | 151,809,000 |