Call reports 2022
LIBERTY BANK MINNESOTA — 2022
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 300,506,000 | 291,756,000 | 295,647,000 | 290,367,000 |
| Total loans | 110,274,000 | 109,050,000 | 109,487,000 | 115,229,000 |
| Allowance for loan losses | 1,368,000 | 1,360,000 | 1,362,000 | 1,351,000 |
| Securities available for sale | 121,953,000 | 119,808,000 | 115,876,000 | 113,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,287,000 | 271,865,000 | 279,223,000 | 271,780,000 |
| Interest-bearing deposits | 223,084,000 | 223,922,000 | 224,253,000 | 221,719,000 |
| Noninterest-bearing deposits | 52,203,000 | 47,943,000 | 54,970,000 | 50,061,000 |
| Equity capital | 24,988,000 | 19,673,000 | 16,253,000 | 17,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,149,000 | 4,983,000 | 7,027,000 |
| Interest expense | 65,000 | 123,000 | 180,000 | 252,000 |
| Net interest income | 1,437,000 | 3,026,000 | 4,803,000 | 6,775,000 |
| Noninterest income | 2,693,000 | 4,413,000 | 6,172,000 | 7,239,000 |
| Noninterest expense | 2,046,000 | 4,154,000 | 6,290,000 | 8,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,084,000 | 3,285,000 | 4,685,000 | 5,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,084,000 | 3,285,000 | 4,685,000 | 5,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,602,000 | 34,736,000 | 36,075,000 | 36,826,000 |
| Total capital | 34,970,000 | 36,096,000 | 37,437,000 | 38,177,000 |
| Risk-weighted assets | 135,189,000 | 136,286,000 | 140,177,000 | 142,015,000 |