Call reports 2021
LIBERTY BANK MINNESOTA — 2021
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,040,000 | 295,371,000 | 295,472,000 | 303,851,000 |
| Total loans | 108,374,000 | 118,488,000 | 120,375,000 | 110,573,000 |
| Allowance for loan losses | 1,372,000 | 1,376,000 | 1,367,000 | 1,367,000 |
| Securities available for sale | 77,443,000 | 87,590,000 | 101,989,000 | 110,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,825,000 | 264,110,000 | 263,969,000 | 272,323,000 |
| Interest-bearing deposits | 207,666,000 | 209,800,000 | 212,938,000 | 221,227,000 |
| Noninterest-bearing deposits | 58,159,000 | 54,310,000 | 51,031,000 | 51,096,000 |
| Equity capital | 29,770,000 | 30,952,000 | 31,258,000 | 31,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,675,000 | 4,177,000 | 5,684,000 |
| Interest expense | 89,000 | 169,000 | 245,000 | 318,000 |
| Net interest income | 1,188,000 | 2,506,000 | 3,932,000 | 5,366,000 |
| Noninterest income | 3,250,000 | 6,009,000 | 7,850,000 | 9,505,000 |
| Noninterest expense | 2,637,000 | 5,099,000 | 7,413,000 | 9,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,801,000 | 3,413,000 | 4,366,000 | 5,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,801,000 | 3,413,000 | 4,366,000 | 5,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,219,000 | 31,546,000 | 32,172,000 | 32,983,000 |
| Total capital | 31,591,000 | 32,922,000 | 33,539,000 | 34,350,000 |
| Risk-weighted assets | 130,879,000 | 134,371,000 | 134,067,000 | 132,993,000 |