Call reports 2020
LIBERTY BANK MINNESOTA — 2020
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 233,116,000 | 256,142,000 | 268,793,000 | 277,058,000 |
| Total loans | 111,369,000 | 114,309,000 | 120,054,000 | 110,789,000 |
| Allowance for loan losses | 1,188,000 | 1,182,000 | 1,167,000 | 1,368,000 |
| Securities available for sale | 48,312,000 | 55,013,000 | 61,811,000 | 60,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,105,000 | 226,043,000 | 237,404,000 | 244,147,000 |
| Interest-bearing deposits | 160,154,000 | 173,714,000 | 177,685,000 | 194,147,000 |
| Noninterest-bearing deposits | 43,951,000 | 52,329,000 | 59,719,000 | 50,000,000 |
| Equity capital | 28,748,000 | 29,708,000 | 31,009,000 | 32,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,420,000 | 4,974,000 | 6,408,000 |
| Interest expense | 120,000 | 243,000 | 363,000 | 483,000 |
| Net interest income | 1,627,000 | 3,177,000 | 4,611,000 | 5,925,000 |
| Noninterest income | -539,000 | 2,509,000 | 6,831,000 | 11,166,000 |
| Noninterest expense | 2,066,000 | 4,868,000 | 8,032,000 | 11,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | -978,000 | 818,000 | 3,402,000 | 5,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -978,000 | 818,000 | 3,402,000 | 5,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,642,000 | 29,034,000 | 30,651,000 | 32,227,000 |
| Total capital | 28,830,000 | 30,216,000 | 31,818,000 | 33,595,000 |
| Risk-weighted assets | 113,395,000 | 126,500,000 | 131,166,000 | 129,304,000 |