Call reports 2019
LIBERTY BANK MINNESOTA — 2019
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,319,000 | 214,794,000 | 222,035,000 | 218,686,000 |
| Total loans | 105,591,000 | 108,999,000 | 110,906,000 | 112,732,000 |
| Allowance for loan losses | 1,155,000 | 1,173,000 | 1,168,000 | 1,201,000 |
| Securities available for sale | 42,125,000 | 42,273,000 | 43,510,000 | 45,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,062,000 | 185,671,000 | 192,659,000 | 188,551,000 |
| Interest-bearing deposits | 152,747,000 | 151,027,000 | 151,902,000 | 153,883,000 |
| Noninterest-bearing deposits | 38,315,000 | 34,644,000 | 40,757,000 | 34,668,000 |
| Equity capital | 27,998,000 | 28,721,000 | 29,124,000 | 29,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,437,000 | 5,200,000 | 6,992,000 |
| Interest expense | 93,000 | 198,000 | 310,000 | 429,000 |
| Net interest income | 1,580,000 | 3,239,000 | 4,890,000 | 6,563,000 |
| Noninterest income | 810,000 | 1,351,000 | 2,481,000 | 4,426,000 |
| Noninterest expense | 1,780,000 | 3,759,000 | 5,954,000 | 8,232,000 |
| Provision for loan losses | 0 | 31,000 | 31,000 | 51,000 |
| Pretax income | 610,000 | 802,000 | 1,399,000 | 2,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 610,000 | 802,000 | 1,399,000 | 2,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,899,000 | 25,706,000 | 26,281,000 | 26,963,000 |
| Total capital | 26,054,000 | 26,879,000 | 27,449,000 | 28,164,000 |
| Risk-weighted assets | 105,683,000 | 106,405,000 | 108,235,000 | 109,287,000 |