Call reports 2018
LIBERTY BANK MINNESOTA — 2018
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 216,540,000 | 210,778,000 | 215,176,000 | 211,084,000 |
| Total loans | 100,409,000 | 104,484,000 | 106,499,000 | 107,309,000 |
| Allowance for loan losses | 1,234,000 | 1,237,000 | 1,170,000 | 1,170,000 |
| Securities available for sale | 37,519,000 | 37,662,000 | 39,928,000 | 43,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,603,000 | 185,184,000 | 188,791,000 | 183,398,000 |
| Interest-bearing deposits | 147,944,000 | 145,461,000 | 151,100,000 | 148,995,000 |
| Noninterest-bearing deposits | 43,659,000 | 39,723,000 | 37,691,000 | 34,403,000 |
| Equity capital | 24,695,000 | 25,269,000 | 26,060,000 | 27,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,077,000 | 4,710,000 | 6,370,000 |
| Interest expense | 83,000 | 168,000 | 253,000 | 342,000 |
| Net interest income | 1,436,000 | 2,909,000 | 4,457,000 | 6,028,000 |
| Noninterest income | 1,220,000 | 2,820,000 | 4,323,000 | 6,438,000 |
| Noninterest expense | 1,835,000 | 3,763,000 | 5,767,000 | 7,764,000 |
| Provision for loan losses | 0 | 0 | -95,000 | -95,000 |
| Pretax income | 821,000 | 1,966,000 | 3,108,000 | 4,797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,966,000 | 3,108,000 | 4,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,451,000 | 22,956,000 | 23,957,000 | 24,704,000 |
| Total capital | 23,685,000 | 24,193,000 | 25,127,000 | 25,874,000 |
| Risk-weighted assets | 99,108,000 | 102,497,000 | 104,899,000 | 104,669,000 |