Call reports 2017
LIBERTY BANK MINNESOTA — 2017
What LIBERTY BANK MINNESOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 211,672,000 | 210,722,000 | 209,399,000 | 210,040,000 |
| Total loans | 108,306,000 | 110,819,000 | 109,115,000 | 105,912,000 |
| Allowance for loan losses | 1,317,000 | 1,317,000 | 1,318,000 | 1,285,000 |
| Securities available for sale | 38,267,000 | 39,476,000 | 39,669,000 | 37,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,024,000 | 186,417,000 | 184,541,000 | 184,854,000 |
| Interest-bearing deposits | 147,336,000 | 146,613,000 | 143,584,000 | 145,676,000 |
| Noninterest-bearing deposits | 40,688,000 | 39,804,000 | 40,957,000 | 39,178,000 |
| Equity capital | 23,425,000 | 24,018,000 | 24,498,000 | 25,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,994,000 | 4,521,000 | 6,064,000 |
| Interest expense | 84,000 | 170,000 | 256,000 | 341,000 |
| Net interest income | 1,414,000 | 2,824,000 | 4,265,000 | 5,723,000 |
| Noninterest income | 1,891,000 | 3,532,000 | 5,159,000 | 6,479,000 |
| Noninterest expense | 1,965,000 | 3,952,000 | 5,959,000 | 7,871,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 1,340,000 | 2,404,000 | 3,440,000 | 4,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,340,000 | 2,404,000 | 3,440,000 | 4,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,553,000 | 20,811,000 | 21,328,000 | 22,239,000 |
| Total capital | 21,828,000 | 22,104,000 | 22,605,000 | 23,519,000 |
| Risk-weighted assets | 98,497,000 | 99,871,000 | 98,599,000 | 98,867,000 |