Call reports 2013
FLINT RIVER NATIONAL BANK — 2013
What FLINT RIVER NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 25,810,000 | 22,825,000 | 20,694,000 | 19,135,000 |
| Total loans | 13,804,000 | 13,451,000 | 13,275,000 | 10,066,000 |
| Allowance for loan losses | 469,000 | 469,000 | 470,000 | 470,000 |
| Securities available for sale | 347,000 | 300,000 | 260,000 | 231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,023,000 | 20,990,000 | 19,176,000 | 17,724,000 |
| Interest-bearing deposits | 20,412,000 | 18,673,000 | 16,348,000 | 13,542,000 |
| Noninterest-bearing deposits | 3,611,000 | 2,317,000 | 2,828,000 | 4,182,000 |
| Equity capital | 1,685,000 | 1,605,000 | 1,424,000 | 1,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 431,000 | 628,000 | 770,000 |
| Interest expense | 38,000 | 75,000 | 106,000 | 130,000 |
| Net interest income | 174,000 | 356,000 | 522,000 | 640,000 |
| Noninterest income | 19,000 | 44,000 | 58,000 | 90,000 |
| Noninterest expense | 277,000 | 560,000 | 916,000 | 1,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -84,000 | -160,000 | -336,000 | -431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -84,000 | -160,000 | -336,000 | -431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,660,000 | 1,584,000 | 1,408,000 | 1,312,000 |
| Total capital | 1,859,000 | 1,771,000 | 1,585,000 | 1,461,000 |
| Risk-weighted assets | 15,640,000 | 14,654,000 | 13,887,000 | 11,535,000 |