Call reports 2011
FLINT RIVER NATIONAL BANK — 2011
What FLINT RIVER NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,365,000 | 25,564,000 | 26,030,000 | 27,022,000 |
| Total loans | 20,838,000 | 21,320,000 | 20,279,000 | 18,311,000 |
| Allowance for loan losses | 432,000 | 422,000 | 424,000 | 429,000 |
| Securities available for sale | 1,110,000 | 991,000 | 750,000 | 676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,317,000 | 22,667,000 | 23,226,000 | 24,188,000 |
| Interest-bearing deposits | 22,462,000 | 20,806,000 | 21,522,000 | 18,804,000 |
| Noninterest-bearing deposits | 1,855,000 | 1,861,000 | 1,704,000 | 5,384,000 |
| Equity capital | 3,024,000 | 2,852,000 | 2,760,000 | 2,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 659,000 | 976,000 | 1,274,000 |
| Interest expense | 76,000 | 137,000 | 189,000 | 237,000 |
| Net interest income | 252,000 | 522,000 | 787,000 | 1,037,000 |
| Noninterest income | 11,000 | 23,000 | 40,000 | 61,000 |
| Noninterest expense | 282,000 | 737,000 | 1,009,000 | 1,248,000 |
| Provision for loan losses | 0 | 0 | 98,000 | 98,000 |
| Pretax income | -19,000 | -192,000 | -280,000 | -248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | -192,000 | -280,000 | -248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,970,000 | 2,798,000 | 2,710,000 | 2,742,000 |
| Total capital | 3,248,000 | 3,071,000 | 2,968,000 | 3,001,000 |
| Risk-weighted assets | 21,405,000 | 20,904,000 | 19,681,000 | 19,828,000 |