Call reports 2004
FLINT RIVER NATIONAL BANK — 2004
What FLINT RIVER NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 7,027,000 | 9,519,000 |
| Total loans | 2,757,000 | 4,974,000 |
| Allowance for loan losses | 28,000 | 48,000 |
| Securities available for sale | 1,015,000 | 1,936,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,331,000 | 4,992,000 |
| Interest-bearing deposits | 2,156,000 | 4,526,000 |
| Noninterest-bearing deposits | 175,000 | 466,000 |
| Equity capital | 4,680,000 | 4,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 62,000 | 93,000 |
| Interest expense | 25,000 | 39,000 |
| Net interest income | 37,000 | 54,000 |
| Noninterest income | 6,000 | 17,000 |
| Noninterest expense | 338,000 | 638,000 |
| Provision for loan losses | 28,000 | 50,000 |
| Pretax income | -323,000 | -617,000 |
| Income tax | 0 | 0 |
| Net income | -323,000 | -617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 4,680,000 | 4,388,000 |
| Total capital | 4,708,000 | 4,436,000 |
| Risk-weighted assets | 4,559,000 | 7,116,000 |