Call reports 2016
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2016
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 713,843,000 | 707,065,000 | 720,687,000 | 692,703,000 |
| Total loans | 527,549,000 | 530,876,000 | 538,444,000 | 536,254,000 |
| Allowance for loan losses | 5,344,000 | 5,344,000 | 5,347,000 | 5,275,000 |
| Securities available for sale | 108,231,000 | 108,450,000 | 106,314,000 | 102,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,386,000 | 633,062,000 | 644,829,000 | 620,050,000 |
| Interest-bearing deposits | 601,176,000 | 598,487,000 | 608,728,000 | 583,242,000 |
| Noninterest-bearing deposits | 38,210,000 | 34,575,000 | 36,101,000 | 36,808,000 |
| Equity capital | 58,352,000 | 58,924,000 | 59,981,000 | 59,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,771,000 | 13,615,000 | 20,603,000 | 27,556,000 |
| Interest expense | 579,000 | 1,196,000 | 1,820,000 | 2,438,000 |
| Net interest income | 6,192,000 | 12,419,000 | 18,783,000 | 25,118,000 |
| Noninterest income | 1,311,000 | 2,624,000 | 3,921,000 | 5,173,000 |
| Noninterest expense | 4,358,000 | 8,752,000 | 13,168,000 | 17,412,000 |
| Provision for loan losses | 120,000 | 303,000 | 458,000 | 653,000 |
| Pretax income | 3,025,000 | 6,054,000 | 9,144,000 | 12,292,000 |
| Income tax | 1,129,000 | 2,243,000 | 3,335,000 | 4,439,000 |
| Net income | 1,896,000 | 3,811,000 | 5,809,000 | 7,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,006,000 | 58,430,000 | 59,440,000 | 59,991,000 |
| Total capital | 63,350,000 | 63,774,000 | 64,787,000 | 65,266,000 |
| Risk-weighted assets | 434,292,000 | 440,370,000 | 445,898,000 | 446,109,000 |