Call reports 2015
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2015
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 689,915,000 | 674,257,000 | 681,012,000 | 693,216,000 |
| Total loans | 503,181,000 | 506,459,000 | 509,112,000 | 512,202,000 |
| Allowance for loan losses | 5,457,000 | 5,469,000 | 5,464,000 | 5,335,000 |
| Securities available for sale | 87,064,000 | 109,672,000 | 109,826,000 | 105,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,946,000 | 598,480,000 | 602,973,000 | 623,180,000 |
| Interest-bearing deposits | 576,595,000 | 562,852,000 | 568,039,000 | 587,950,000 |
| Noninterest-bearing deposits | 37,351,000 | 35,628,000 | 34,934,000 | 35,230,000 |
| Equity capital | 61,073,000 | 61,025,000 | 61,348,000 | 56,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,435,000 | 13,015,000 | 19,691,000 | 26,363,000 |
| Interest expense | 514,000 | 1,046,000 | 1,583,000 | 2,137,000 |
| Net interest income | 5,921,000 | 11,969,000 | 18,108,000 | 24,226,000 |
| Noninterest income | 1,284,000 | 2,605,000 | 3,841,000 | 5,046,000 |
| Noninterest expense | 4,214,000 | 8,441,000 | 12,790,000 | 16,839,000 |
| Provision for loan losses | 95,000 | 175,000 | 235,000 | 370,000 |
| Pretax income | 2,882,000 | 5,948,000 | 9,010,000 | 12,149,000 |
| Income tax | 1,064,000 | 2,191,000 | 3,316,000 | 4,469,000 |
| Net income | 1,818,000 | 3,757,000 | 5,694,000 | 7,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,833,000 | 61,032,000 | 61,076,000 | 57,101,000 |
| Total capital | 66,048,000 | 66,256,000 | 66,333,000 | 62,349,000 |
| Risk-weighted assets | 416,964,000 | 417,663,000 | 420,342,000 | 419,767,000 |