Call reports 2014
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2014
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 657,224,000 | 667,163,000 | 676,421,000 | 672,844,000 |
| Total loans | 488,984,000 | 487,599,000 | 496,522,000 | 499,547,000 |
| Allowance for loan losses | 5,956,000 | 5,739,000 | 5,745,000 | 5,443,000 |
| Securities available for sale | 98,788,000 | 97,262,000 | 89,517,000 | 86,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,581,000 | 592,176,000 | 601,145,000 | 599,456,000 |
| Interest-bearing deposits | 547,881,000 | 555,520,000 | 566,185,000 | 565,559,000 |
| Noninterest-bearing deposits | 36,700,000 | 36,656,000 | 34,960,000 | 33,897,000 |
| Equity capital | 59,701,000 | 60,306,000 | 60,245,000 | 60,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,647,000 | 13,288,000 | 20,045,000 | 26,794,000 |
| Interest expense | 522,000 | 1,041,000 | 1,570,000 | 2,098,000 |
| Net interest income | 6,125,000 | 12,247,000 | 18,475,000 | 24,696,000 |
| Noninterest income | 1,283,000 | 2,735,000 | 4,050,000 | 5,376,000 |
| Noninterest expense | 4,179,000 | 8,415,000 | 12,618,000 | 16,622,000 |
| Provision for loan losses | 240,000 | 430,000 | 615,000 | 815,000 |
| Pretax income | 2,996,000 | 6,133,000 | 9,331,000 | 12,601,000 |
| Income tax | 1,106,000 | 2,266,000 | 3,447,000 | 4,659,000 |
| Net income | 1,890,000 | 3,867,000 | 5,884,000 | 7,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,122,000 | 60,334,000 | 60,597,000 | 60,910,000 |
| Total capital | 65,242,000 | 65,454,000 | 65,797,000 | 66,123,000 |
| Risk-weighted assets | 408,741,000 | 408,954,000 | 415,429,000 | 416,824,000 |