Call reports 2013
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2013
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 659,129,000 | 662,631,000 | 653,899,000 | 661,510,000 |
| Total loans | 480,503,000 | 485,766,000 | 484,973,000 | 486,367,000 |
| Allowance for loan losses | 5,813,000 | 5,801,000 | 5,861,000 | 5,843,000 |
| Securities available for sale | 106,551,000 | 108,290,000 | 104,875,000 | 101,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,657,000 | 584,818,000 | 580,082,000 | 590,533,000 |
| Interest-bearing deposits | 527,743,000 | 549,099,000 | 548,217,000 | 554,697,000 |
| Noninterest-bearing deposits | 57,914,000 | 35,719,000 | 31,865,000 | 35,836,000 |
| Equity capital | 61,055,000 | 59,953,000 | 59,794,000 | 59,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,856,000 | 13,764,000 | 20,779,000 | 27,557,000 |
| Interest expense | 662,000 | 1,293,000 | 1,878,000 | 2,429,000 |
| Net interest income | 6,194,000 | 12,471,000 | 18,901,000 | 25,128,000 |
| Noninterest income | 1,105,000 | 2,001,000 | 3,178,000 | 4,309,000 |
| Noninterest expense | 4,055,000 | 8,105,000 | 12,269,000 | 16,319,000 |
| Provision for loan losses | 270,000 | 450,000 | 700,000 | 970,000 |
| Pretax income | 3,044,000 | 6,077,000 | 9,284,000 | 12,322,000 |
| Income tax | 1,168,000 | 2,197,000 | 3,385,000 | 4,415,000 |
| Net income | 1,876,000 | 3,880,000 | 5,899,000 | 7,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,978,000 | 60,187,000 | 60,213,000 | 60,226,000 |
| Total capital | 65,113,000 | 65,341,000 | 65,301,000 | 65,357,000 |
| Risk-weighted assets | 410,102,000 | 411,683,000 | 406,291,000 | 409,782,000 |