Call reports 2012
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2012
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 639,806,000 | 633,383,000 | 640,132,000 | 660,319,000 |
| Total loans | 460,535,000 | 465,688,000 | 466,229,000 | 472,797,000 |
| Allowance for loan losses | 6,116,000 | 6,045,000 | 6,090,000 | 5,919,000 |
| Securities available for sale | 102,693,000 | 85,280,000 | 99,242,000 | 106,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,618,000 | 561,422,000 | 568,552,000 | 584,477,000 |
| Interest-bearing deposits | 517,572,000 | 506,880,000 | 513,906,000 | 525,223,000 |
| Noninterest-bearing deposits | 53,046,000 | 54,542,000 | 54,646,000 | 59,254,000 |
| Equity capital | 58,382,000 | 58,710,000 | 60,623,000 | 60,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,200,000 | 14,188,000 | 21,140,000 | 28,039,000 |
| Interest expense | 928,000 | 1,753,000 | 2,519,000 | 3,241,000 |
| Net interest income | 6,272,000 | 12,435,000 | 18,621,000 | 24,798,000 |
| Noninterest income | 1,356,000 | 2,175,000 | 3,286,000 | 3,856,000 |
| Noninterest expense | 4,388,000 | 8,495,000 | 12,960,000 | 17,242,000 |
| Provision for loan losses | 400,000 | 735,000 | 1,070,000 | 1,320,000 |
| Pretax income | 2,840,000 | 5,382,000 | 7,879,000 | 10,322,000 |
| Income tax | 1,079,000 | 1,996,000 | 2,915,000 | 3,805,000 |
| Net income | 1,761,000 | 3,386,000 | 4,964,000 | 6,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,044,000 | 57,978,000 | 59,537,000 | 59,595,000 |
| Total capital | 63,033,000 | 62,897,000 | 64,536,000 | 64,668,000 |
| Risk-weighted assets | 397,994,000 | 392,417,000 | 398,868,000 | 404,992,000 |