Call reports 2009
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2009
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 655,261,000 | 634,940,000 | 631,892,000 | 631,999,000 |
| Total loans | 514,818,000 | 522,040,000 | 508,277,000 | 509,033,000 |
| Allowance for loan losses | 5,014,000 | 7,849,000 | 7,968,000 | 7,824,000 |
| Securities available for sale | 70,944,000 | 77,901,000 | 79,763,000 | 74,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,934,000 | 560,625,000 | 556,294,000 | 557,817,000 |
| Interest-bearing deposits | 543,057,000 | 504,142,000 | 521,321,000 | 516,208,000 |
| Noninterest-bearing deposits | 38,877,000 | 56,483,000 | 34,973,000 | 41,609,000 |
| Equity capital | 47,992,000 | 48,037,000 | 49,302,000 | 50,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,756,000 | 17,550,000 | 26,381,000 | 34,797,000 |
| Interest expense | 3,309,000 | 6,245,000 | 8,826,000 | 11,117,000 |
| Net interest income | 5,447,000 | 11,305,000 | 17,555,000 | 23,680,000 |
| Noninterest income | 1,011,000 | 2,223,000 | 3,462,000 | 4,764,000 |
| Noninterest expense | 4,017,000 | 8,201,000 | 13,106,000 | 17,321,000 |
| Provision for loan losses | 156,000 | 3,216,000 | 3,719,000 | 4,323,000 |
| Pretax income | 2,285,000 | 2,111,000 | 4,202,000 | 7,109,000 |
| Income tax | 834,000 | 759,000 | 1,521,000 | 2,604,000 |
| Net income | 1,451,000 | 1,352,000 | 2,681,000 | 4,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,124,000 | 47,032,000 | 48,367,000 | 50,198,000 |
| Total capital | 52,138,000 | 53,376,000 | 54,543,000 | 56,317,000 |
| Risk-weighted assets | 502,456,000 | 506,037,000 | 492,301,000 | 487,827,000 |