Call reports 2008
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2008
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 448,136,000 | 461,845,000 | 620,582,000 | 636,702,000 |
| Total loans | 383,821,000 | 399,755,000 | 499,751,000 | 505,159,000 |
| Allowance for loan losses | 3,913,000 | 3,999,000 | 5,031,000 | 4,962,000 |
| Securities available for sale | 31,561,000 | 29,034,000 | 47,781,000 | 53,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,635,000 | 391,743,000 | 545,435,000 | 553,435,000 |
| Interest-bearing deposits | 361,007,000 | 354,929,000 | 510,494,000 | 516,735,000 |
| Noninterest-bearing deposits | 35,628,000 | 36,814,000 | 34,941,000 | 36,700,000 |
| Equity capital | 33,426,000 | 34,842,000 | 47,195,000 | 48,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,964,000 | 15,613,000 | 29,185,000 | 38,240,000 |
| Interest expense | 3,338,000 | 6,317,000 | 11,745,000 | 15,250,000 |
| Net interest income | 4,626,000 | 9,296,000 | 17,440,000 | 22,990,000 |
| Noninterest income | 843,000 | 1,787,000 | 3,228,000 | 4,318,000 |
| Noninterest expense | 2,937,000 | 5,947,000 | 11,831,000 | 15,926,000 |
| Provision for loan losses | 144,000 | 281,000 | 425,000 | 569,000 |
| Pretax income | 2,388,000 | 4,855,000 | 8,412,000 | 10,814,000 |
| Income tax | 881,000 | 1,791,000 | 3,053,000 | 3,931,000 |
| Net income | 1,507,000 | 3,064,000 | 5,359,000 | 6,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,728,000 | 34,286,000 | 46,626,000 | 48,166,000 |
| Total capital | 36,641,000 | 38,285,000 | 51,657,000 | 53,128,000 |
| Risk-weighted assets | 351,848,000 | 367,215,000 | 488,587,000 | 498,610,000 |