Call reports 2007
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2007
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 439,252,000 | 438,752,000 | 448,963,000 | 442,992,000 |
| Total loans | 348,517,000 | 356,356,000 | 365,806,000 | 375,276,000 |
| Allowance for loan losses | 4,099,000 | 3,964,000 | 3,944,000 | 3,805,000 |
| Securities available for sale | 56,695,000 | 51,823,000 | 48,323,000 | 35,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,923,000 | 385,375,000 | 391,657,000 | 389,073,000 |
| Interest-bearing deposits | 350,072,000 | 352,626,000 | 355,262,000 | 352,183,000 |
| Noninterest-bearing deposits | 33,852,000 | 32,749,000 | 36,395,000 | 36,890,000 |
| Equity capital | 30,994,000 | 32,463,000 | 34,384,000 | 36,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,639,000 | 15,601,000 | 23,857,000 | 32,077,000 |
| Interest expense | 3,181,000 | 6,538,000 | 10,040,000 | 13,492,000 |
| Net interest income | 4,458,000 | 9,063,000 | 13,817,000 | 18,585,000 |
| Noninterest income | 723,000 | 1,469,000 | 2,252,000 | 3,162,000 |
| Noninterest expense | 2,773,000 | 5,583,000 | 8,388,000 | 10,880,000 |
| Provision for loan losses | 129,000 | 188,000 | 188,000 | 189,000 |
| Pretax income | 2,279,000 | 4,761,000 | 7,496,000 | 10,681,000 |
| Income tax | 828,000 | 1,748,000 | 2,750,000 | 3,853,000 |
| Net income | 1,451,000 | 3,013,000 | 4,746,000 | 6,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,844,000 | 32,405,000 | 34,138,000 | 36,221,000 |
| Total capital | 34,943,000 | 36,369,000 | 38,082,000 | 40,026,000 |
| Risk-weighted assets | 343,249,000 | 355,617,000 | 364,895,000 | 372,176,000 |