Call reports 2006
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2006
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 425,099,000 | 421,951,000 | 427,476,000 | 423,154,000 |
| Total loans | 302,228,000 | 313,002,000 | 322,652,000 | 336,913,000 |
| Allowance for loan losses | 3,822,000 | 3,932,000 | 3,928,000 | 4,049,000 |
| Securities available for sale | 79,839,000 | 77,192,000 | 72,452,000 | 57,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,079,000 | 362,092,000 | 368,828,000 | 364,885,000 |
| Interest-bearing deposits | 341,077,000 | 329,590,000 | 336,628,000 | 333,087,000 |
| Noninterest-bearing deposits | 32,002,000 | 32,502,000 | 32,199,000 | 31,798,000 |
| Equity capital | 30,615,000 | 31,821,000 | 33,735,000 | 33,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,466,000 | 13,275,000 | 20,499,000 | 28,046,000 |
| Interest expense | 2,467,000 | 5,041,000 | 7,847,000 | 10,878,000 |
| Net interest income | 3,999,000 | 8,234,000 | 12,652,000 | 17,168,000 |
| Noninterest income | 654,000 | 1,381,000 | 2,137,000 | 2,893,000 |
| Noninterest expense | 2,430,000 | 5,020,000 | 7,730,000 | 10,222,000 |
| Provision for loan losses | 165,000 | 292,000 | 345,000 | 750,000 |
| Pretax income | 2,058,000 | 4,303,000 | 6,714,000 | 9,052,000 |
| Income tax | 745,000 | 1,558,000 | 2,435,000 | 3,278,000 |
| Net income | 1,313,000 | 2,745,000 | 4,279,000 | 5,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,932,000 | 32,363,000 | 33,897,000 | 32,892,000 |
| Total capital | 34,721,000 | 36,249,000 | 37,825,000 | 36,941,000 |
| Risk-weighted assets | 303,091,000 | 310,864,000 | 318,163,000 | 330,801,000 |