Call reports 2005
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2005
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 360,767,000 | 367,038,000 | 399,327,000 | 429,958,000 |
| Total loans | 272,868,000 | 283,208,000 | 287,739,000 | 292,389,000 |
| Allowance for loan losses | 3,515,000 | 3,559,000 | 3,475,000 | 3,680,000 |
| Securities available for sale | 54,191,000 | 52,264,000 | 50,480,000 | 80,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,315,000 | 307,511,000 | 346,051,000 | 377,741,000 |
| Interest-bearing deposits | 277,163,000 | 272,292,000 | 297,215,000 | 344,772,000 |
| Noninterest-bearing deposits | 32,151,000 | 35,220,000 | 48,836,000 | 32,969,000 |
| Equity capital | 26,435,000 | 27,691,000 | 28,869,000 | 29,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,094,000 | 10,386,000 | 15,928,000 | 22,092,000 |
| Interest expense | 1,743,000 | 3,628,000 | 5,723,000 | 8,100,000 |
| Net interest income | 3,351,000 | 6,758,000 | 10,205,000 | 13,992,000 |
| Noninterest income | 596,000 | 1,294,000 | 2,163,000 | 3,144,000 |
| Noninterest expense | 2,169,000 | 4,420,000 | 6,769,000 | 9,113,000 |
| Provision for loan losses | 84,000 | 150,000 | 199,000 | 607,000 |
| Pretax income | 1,694,000 | 3,482,000 | 5,400,000 | 7,416,000 |
| Income tax | 613,000 | 1,259,000 | 1,957,000 | 2,670,000 |
| Net income | 1,081,000 | 2,223,000 | 3,443,000 | 4,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,454,000 | 27,596,000 | 28,816,000 | 30,119,000 |
| Total capital | 29,815,000 | 31,053,000 | 32,291,000 | 33,789,000 |
| Risk-weighted assets | 268,726,000 | 276,450,000 | 285,159,000 | 293,596,000 |