Call reports 2004
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2004
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 346,644,000 | 348,558,000 | 355,987,000 | 361,852,000 |
| Total loans | 260,513,000 | 266,987,000 | 268,595,000 | 270,395,000 |
| Allowance for loan losses | 3,279,000 | 3,304,000 | 3,305,000 | 3,485,000 |
| Securities available for sale | 52,994,000 | 50,549,000 | 52,930,000 | 58,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,077,000 | 293,876,000 | 300,172,000 | 307,863,000 |
| Interest-bearing deposits | 263,534,000 | 265,397,000 | 268,797,000 | 276,619,000 |
| Noninterest-bearing deposits | 28,543,000 | 28,479,000 | 31,375,000 | 31,244,000 |
| Equity capital | 25,987,000 | 26,513,000 | 27,934,000 | 29,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,805,000 | 9,742,000 | 14,696,000 | 19,735,000 |
| Interest expense | 1,609,000 | 3,275,000 | 4,913,000 | 6,620,000 |
| Net interest income | 3,196,000 | 6,467,000 | 9,783,000 | 13,115,000 |
| Noninterest income | 478,000 | 1,011,000 | 1,624,000 | 4,521,000 |
| Noninterest expense | 1,991,000 | 4,030,000 | 6,071,000 | 9,072,000 |
| Provision for loan losses | 61,000 | 141,000 | 237,000 | 623,000 |
| Pretax income | 1,633,000 | 3,336,000 | 5,128,000 | 7,885,000 |
| Income tax | 585,000 | 1,199,000 | 1,848,000 | 2,858,000 |
| Net income | 1,048,000 | 2,137,000 | 3,280,000 | 5,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,144,000 | 26,232,000 | 27,376,000 | 29,123,000 |
| Total capital | 28,304,000 | 29,455,000 | 30,632,000 | 32,431,000 |
| Risk-weighted assets | 252,675,000 | 257,764,000 | 260,739,000 | 264,443,000 |