Call reports 2003
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2003
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 334,813,000 | 333,837,000 | 331,482,000 | 328,967,000 |
| Total loans | 238,722,000 | 247,910,000 | 248,582,000 | 256,668,000 |
| Allowance for loan losses | 3,166,000 | 3,234,000 | 3,322,000 | 3,218,000 |
| Securities available for sale | 56,845,000 | 57,181,000 | 54,105,000 | 47,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,719,000 | 287,874,000 | 285,303,000 | 282,856,000 |
| Interest-bearing deposits | 259,835,000 | 259,228,000 | 259,840,000 | 254,883,000 |
| Noninterest-bearing deposits | 28,884,000 | 28,646,000 | 25,463,000 | 27,973,000 |
| Equity capital | 24,356,000 | 25,486,000 | 26,163,000 | 27,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,827,000 | 9,693,000 | 14,678,000 | 19,523,000 |
| Interest expense | 1,880,000 | 3,721,000 | 5,445,000 | 7,092,000 |
| Net interest income | 2,947,000 | 5,972,000 | 9,233,000 | 12,431,000 |
| Noninterest income | 407,000 | 868,000 | 1,340,000 | 1,823,000 |
| Noninterest expense | 1,804,000 | 3,672,000 | 5,631,000 | 7,474,000 |
| Provision for loan losses | 110,000 | 198,000 | 303,000 | 433,000 |
| Pretax income | 1,440,000 | 2,970,000 | 4,639,000 | 6,347,000 |
| Income tax | 517,000 | 1,055,000 | 1,663,000 | 2,275,000 |
| Net income | 923,000 | 1,915,000 | 2,976,000 | 4,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,147,000 | 24,139,000 | 25,200,000 | 26,296,000 |
| Total capital | 26,081,000 | 27,125,000 | 28,228,000 | 29,359,000 |
| Risk-weighted assets | 234,499,000 | 238,601,000 | 241,959,000 | 244,849,000 |