Call reports 2002
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI — 2002
What COMMUNITY BANK, ELLISVILLE, MISSISSIPPI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 286,529,000 | 300,917,000 | 309,377,000 | 315,625,000 |
| Total loans | 215,066,000 | 223,762,000 | 235,250,000 | 237,969,000 |
| Allowance for loan losses | 2,522,000 | 2,615,000 | 2,705,000 | 3,077,000 |
| Securities available for sale | 46,234,000 | 48,744,000 | 47,881,000 | 46,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,984,000 | 257,356,000 | 264,717,000 | 270,516,000 |
| Interest-bearing deposits | 236,390,000 | 229,085,000 | 239,361,000 | 244,653,000 |
| Noninterest-bearing deposits | 22,594,000 | 28,271,000 | 25,356,000 | 25,863,000 |
| Equity capital | 19,688,000 | 21,146,000 | 22,580,000 | 23,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,591,000 | 9,304,000 | 14,194,000 | 19,085,000 |
| Interest expense | 1,961,000 | 3,829,000 | 5,686,000 | 7,561,000 |
| Net interest income | 2,630,000 | 5,475,000 | 8,508,000 | 11,524,000 |
| Noninterest income | 375,000 | 770,000 | 1,176,000 | 1,832,000 |
| Noninterest expense | 1,648,000 | 3,320,000 | 5,100,000 | 6,873,000 |
| Provision for loan losses | 109,000 | 219,000 | 329,000 | 817,000 |
| Pretax income | 1,258,000 | 2,734,000 | 4,283,000 | 5,694,000 |
| Income tax | 456,000 | 987,000 | 1,541,000 | 2,049,000 |
| Net income | 802,000 | 1,747,000 | 2,742,000 | 3,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,381,000 | 20,326,000 | 21,321,000 | 22,224,000 |
| Total capital | 21,903,000 | 22,941,000 | 24,026,000 | 25,103,000 |
| Risk-weighted assets | 210,100,000 | 218,567,000 | 228,341,000 | 230,103,000 |