Call reports 2025
GREAT NORTH BANK — 2025
What GREAT NORTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 175,298,000 | 181,700,000 | 201,671,000 | 218,199,000 |
| Total loans | 89,031,000 | 101,327,000 | 122,814,000 | 133,483,000 |
| Allowance for loan losses | 938,000 | 1,105,000 | 870,000 | 886,000 |
| Securities available for sale | 44,680,000 | 43,677,000 | 43,972,000 | 42,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,869,000 | 135,260,000 | 151,373,000 | 172,345,000 |
| Interest-bearing deposits | 117,175,000 | 117,212,000 | 134,214,000 | 154,350,000 |
| Noninterest-bearing deposits | 15,694,000 | 18,048,000 | 17,159,000 | 17,995,000 |
| Equity capital | 33,538,000 | 32,326,000 | 33,276,000 | 33,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,147,000 | 8,377,000 | 11,697,000 |
| Interest expense | 1,174,000 | 2,311,000 | 3,588,000 | 5,013,000 |
| Net interest income | 1,349,000 | 2,836,000 | 4,789,000 | 6,684,000 |
| Noninterest income | 932,000 | 2,058,000 | 2,841,000 | 3,927,000 |
| Noninterest expense | 2,506,000 | 5,452,000 | 8,029,000 | 10,979,000 |
| Provision for loan losses | 6,000 | 186,000 | -91,000 | -122,000 |
| Pretax income | -226,000 | -793,000 | -419,000 | -420,000 |
| Income tax | -55,000 | -192,000 | -102,000 | -102,000 |
| Net income | -171,000 | -601,000 | -317,000 | -318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,596,000 | 17,103,000 | 17,422,000 | 17,455,000 |
| Total capital | 18,578,000 | 18,255,000 | 18,339,000 | 18,388,000 |
| Risk-weighted assets | 102,327,000 | 111,334,000 | 122,802,000 | 128,019,000 |