Call reports 2022
GREAT NORTH BANK — 2022
What GREAT NORTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,719,000 | 152,701,000 | 145,837,000 | 147,573,000 |
| Total loans | 90,658,000 | 94,887,000 | 92,581,000 | 92,560,000 |
| Allowance for loan losses | 1,317,000 | 1,348,000 | 1,360,000 | 1,365,000 |
| Securities available for sale | 42,845,000 | 40,843,000 | 38,493,000 | 39,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,572,000 | 125,143,000 | 119,829,000 | 117,255,000 |
| Interest-bearing deposits | 105,313,000 | 103,744,000 | 97,795,000 | 95,061,000 |
| Noninterest-bearing deposits | 20,259,000 | 21,399,000 | 22,034,000 | 22,194,000 |
| Equity capital | 12,226,000 | 9,807,000 | 8,371,000 | 9,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,882,000 | 4,523,000 | 6,214,000 |
| Interest expense | 354,000 | 731,000 | 1,124,000 | 1,573,000 |
| Net interest income | 1,028,000 | 2,151,000 | 3,399,000 | 4,641,000 |
| Noninterest income | 153,000 | 275,000 | 379,000 | 484,000 |
| Noninterest expense | 1,019,000 | 2,008,000 | 3,054,000 | 3,933,000 |
| Provision for loan losses | 24,000 | 56,000 | 81,000 | 107,000 |
| Pretax income | 149,000 | 373,000 | 655,000 | 1,097,000 |
| Income tax | -1,000 | 11,000 | 44,000 | 118,000 |
| Net income | 150,000 | 362,000 | 611,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,511,000 | 14,628,000 | 14,782,000 | 15,054,000 |
| Total capital | 15,828,000 | 15,976,000 | 16,142,000 | 16,419,000 |
| Risk-weighted assets | 110,038,000 | 116,403,000 | 114,077,000 | 113,835,000 |